Free, Personalised Mortgage Advice

We don’t charge any fees.

Mortgage brokers get paid a fee by the lender upon completion of a mortgage. Most of these brokers will then also charge you a hefty fee on top.  This fee typically ranges from £300 to £500 per client, with some brokers charging as much as £1,250.

We know you don’t like fees, so we won’t charge a fee for any standard mortgage case.

We do, however, reserve the right to charge a fee if the transaction becomes very complex – but we shall inform you of this in good time.

Few things in life are more stressful than buying a home. Our colleagues at Simpson & Marwick have been helping people buy and sell for over 100 years, so we understand what is needed.

Simpson & Marwick Financial’s mortgage advisors will help find you the right solution by comparing your current lender’s terms against the entire market, so you have peace of mind that staying or moving your mortgage is the right option.

Our in-depth knowledge of every lender means we know what’s available to you to help you with your move, so when you are presented with a mortgage solution, you can be confident it’s the right one.

With interest rates at an historic low, it makes little sense to stay on the lender’s standard variable rate when your current deal expires. There are so many options, both with your current lender and the rest of the mortgage market.

Simpson & Marwick Financial’s advisors are able to access the entire market and come up with the best deal that meets your current and future needs.  If you are re-mortgaging for a more competitive rate or releasing equity to purchase another property, you can be confident that Simpson & Marwick Financial will have a solution to meet your needs.

Our advisors will complete all of the relevant paperwork for you, working with solicitors, lenders and surveyors throughout the process to ensure your re-mortgage goes as smoothly as possible

Buying your first home is exciting but it can also be daunting. Your home is likely to be the biggest asset and almost certainly the biggest financial commitment you ever make.

Simpson & Marwick Financial’s dedicated mortgage advisors will be with you at every step of the journey. They will calculate how much you can borrow, how much everything will cost, and talk you through the entire process from start to finish.

We want the process to be simple, so you choose how and when you want them to deal with you. We are also here, whenever you need us.

Buy to Let investors have been enjoying the current strong market conditions that we are seeing with significant capital appreciation and strong rental income.

Simpson & Marwick Financial’s advisors know the buy to let market is complex, with many variables to consider, from loan to value, rental stress tests, and portfolio lending.

Our legal, property and finance teams can help at every stage, from preparing your property search, and putting you in touch with one of Simpson & Marwick’s conveyancing solicitors, to submitting your offer. So if you are looking to complete your first buy-to-let purchase, or already maintain a portfolio of properties, Simpson & Marwick Financial will help find you the best buy-to-let deal for your circumstances.

Being ‘whole of market’ gives you to access exclusive rates and deals that you won’t find anywhere else, including the lowest deposit 80% LTV buy to let mortgages available.