Free, Personalised Mortgage Advice

At Simpson & Marwick Financial, we can arrange access to almost any type of mortgage. We also understand that people have little time to manage their finances effectively, so we can do that for you.

We can meet the needs of an array of customers: the employed, the self-employed, home mover, first time buyer, 2nd home, and buyers of holiday homes in the UK.

  • Personal service, with appointments to suit you.
  • Independent, whole of Market, Mortgage and Protection Advice.
  • We will not charge you a consultation fee.
  • We manage all the paperwork.
  • We help you to protect the things that matter.

 

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Simpson & Marwick Financial Mortgages and protection

Whether it is a first-time buyer mortgage, a moving-house mortgage, a remortgage on an existing property, or a mortgage for a buy-to-let property, choosing the right mortgage is incredibly important particularly in an ever-changing market. In the current market it is hard to know what is right, so Simpson & Marwick Financial is here to help you. We can advise you on every option which will point you to the right product to suit your needs.

So if you’ve found the house of your dreams, get in touch and we’ll help get the right deal in place for you.

To discuss your options free of charge get in touch today.

Mortgages and Protection

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We can project-manage the whole process for you.  We will provide all the necessary advice and assistance required throughout the mortgage or re-mortgage process, backed up, where necessary, by our in-house solicitors.

We will submit your mortgage application, and proactively liaise with the lender, surveyor and solicitor as needed to provide you with smooth transaction from start to finish.

Your mortgage application is not just a one-off transaction.  At Simpson & Marwick Financial we believe in helping our clients long-term, from the time you take out your first mortgage to when you make your final payment and no longer require a mortgage.

We don’t charge any fees.

Mortgage brokers get paid a fee by the lender upon completion of a mortgage. Most of these brokers will then also charge you a hefty fee on top.  This fee typically ranges from £300 to £500 per client, with some brokers charging as much as £1,250.

We know you don’t like fees, so we won’t charge a fee for any standard mortgage case.

We do, however, reserve the right to charge a fee if the transaction becomes very complex – but we shall inform you of this in good time.

Few things in life are more stressful than buying a home. Our colleagues at Simpson & Marwick have been helping people buy and sell for over 100 years, so we understand what is needed.

Simpson & Marwick Financial’s mortgage advisors will help find you the right solution by comparing your current lender’s terms against the entire market, so you have peace of mind that staying or moving your mortgage is the right option.

Our in-depth knowledge of every lender means we know what’s available to you to help you with your move, so when you are presented with a mortgage solution, you can be confident it’s the right one.

With interest rates at an historic low, it makes little sense to stay on the lender’s standard variable rate when your current deal expires. There are so many options, both with your current lender and the rest of the mortgage market.

Simpson & Marwick Financial’s advisors are able to access the entire market and come up with the best deal that meets your current and future needs.  If you are re-mortgaging for a more competitive rate or releasing equity to purchase another property, you can be confident that Simpson & Marwick Financial will have a solution to meet your needs.

Our advisors will complete all of the relevant paperwork for you, working with solicitors, lenders and surveyors throughout the process to ensure your re-mortgage goes as smoothly as possible

Buying your first home is exciting but it can also be daunting. Your home is likely to be the biggest asset and almost certainly the biggest financial commitment you ever make.

Simpson & Marwick Financial’s dedicated mortgage advisors will be with you at every step of the journey. They will calculate how much you can borrow, how much everything will cost, and talk you through the entire process from start to finish.

We want the process to be simple, so you choose how and when you want them to deal with you. We are also here, whenever you need us.

Buy to Let investors have been enjoying the current strong market conditions that we are seeing with significant capital appreciation and strong rental income.

Simpson & Marwick Financial’s advisors know the buy to let market is complex, with many variables to consider, from loan to value, rental stress tests, and portfolio lending.

Our legal, property and finance teams can help at every stage, from preparing your property search, and putting you in touch with one of Simpson & Marwick’s conveyancing solicitors, to submitting your offer. So if you are looking to complete your first buy-to-let purchase, or already maintain a portfolio of properties, Simpson & Marwick Financial will help find you the best buy-to-let deal for your circumstances.

Being ‘whole of market’ gives you to access exclusive rates and deals that you won’t find anywhere else, including the lowest deposit 80% LTV buy to let mortgages available.

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Let us help secure your mortgage today Contact us about a mortgage for your property

Don’t delay.  Your chances of owning your dream home may depend on getting a mortgage offer in place early.

Get in touch now for a free, no commitment consultation with our advisors.

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legal

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE, The Financial Conduct Authority does not regulate most Buy to Let Mortgages.

Simpson & Marwick Financial is a trading name of Moray Financial Limited, with FCA Number 954875 and is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Limited, which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance, and general insurance products.

Moray Financial Limited has its registered Office at The Forsyth Building, 5 Renfield Street, Glasgow, Scotland, G2 5EZ and is a company registered in Scotland, with Company Number SC4694883.

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